--- title: Request Your Free Cyber Quote description: Get your free cyber insurance quote today! Make sure your business is protected from cyber threats by purchasing the right policy for your business. --- # Cyber Insurance Simplified ##### Our cyber insurance coverage is the easiest to obtain with the least amount of requirements.  **Multi-Factor Authentication Not Required **99% of Cyber Insurance Carriers require businesses to have MFA. Ours does not. **Previous Claim Does Not Disqualify You **If your businesses has filed a previous cyber insurance claim, you are still eligible for coverage. **Potential Claim Acceptance **Our cyber carrier will work with you despite the uncertainty of the road ahead. **Short Applications **Filling out long, cumbersome applications are a thing of the past if you work with our A+ Rated carrier. **Quick Turnaround **In a hurry? Get your cyber insurance quote from us within 24 hours.   **All Industries Covered **Two employees. Twenty thousand employees. We can cover any business in any industry. No business is exempt from coverage. ### Get an emailed quote within 24 hours! THE ADVANATGE ## Why Choose ECBM ![005-enterprise-1](https://info.ecbm.com/hubfs/005-enterprise-1.png) #### We Are Large We are big and size matters. ECBM is in the top 100 largest privately-owned insurance brokerages in the nation. We have over 90 on-site employees outside of Philadelphia ready to help our clients. ![009-star-1](https://info.ecbm.com/hubfs/009-star-1.png) #### Our Clients Love Us We have over a 95% client retention rate, which means our clients stick with us year in and out. ![best-price](https://info.ecbm.com/hubfs/best-price.png) #### Best Pricing and Coverage Options Because of our size, we have access to markets that most small brokers do not, which means we consistently beat our competitors in both pricing and coverage. ![008-box-1](https://info.ecbm.com/hubfs/008-box-1.png) #### Our Service is Unparalleled We are one of the only brokers who offer claims handling, access to breach coaches and legal counsel, saving you time and money if a claim arises. ![charlie](https://info.ecbm.com/hs-fs/hubfs/charlie.jpg?width=350&height=484&name=charlie.jpg "charlie") OUR FOUNDER ## About Charlie Benier **Charlie E. Bernier** started his career practicing insurance defense. Charlie is now the Attorney and Partner of ECBM Insurance Brokers & Consultants based in Media, PA. Recognized in Silicon Valley as a national though leader in the Cyber Insurance field, he regularly speaks at conferences all over the country. Charlie is one of the largest cyber insurance brokers in the country and is the official broker on over 200,000 cyber policies. He has worked with a number of carriers to create cyber policies for some of the largest professional liability insurers in the world. His unique insight into cyber law and cyber insurance makes him one of the only true cyber experts in his field. ECBM is a brokerage and consultant company founded in 1970. With over 50 years of experience, the team at ECBM is committed a client-focused approach that consistently delivers exceptional service to its clients. We strive to be champions for our clients and are always determined to make sure insurance and risk management is not their worry. [Contact Charlie ](https://info.ecbm.com/cyber-quote/request#) COVERAGE INCLUSIONS ## What's Included In Your Policy Network and Information Security Liability An employee loses a laptop with the private data of your customers' or a hacker breaches your computer’s defenses and steals your data. These events can trigger mandatory reporting obligations, or worse, it results in your company being sued. We help you resolve these incidents, including hiring legal counsel and covering legal judgments PCI Fines and Assessments Your customers’ credit card information was stolen. Don’t worry. We’ll cover any PCI fines or assessments made against you. If you weren’t aware, all businesses that accept or store credit card information are subject to the Payment Card Industry’s Data Security Standards (PCI DSS). Digital Asset Restoration Your network is hit by a ransomware attack. Your data may be held hostage, but your business doesn’t have to be. We’ll cover the costs to fix the problem and restore data that is corrupted or lost. Service Fraud A hacker gains access to your cloud infrastructure (network, servers, telephone, etc.) and drives up your bill mining for virtual currencies. We'll reimburse you for the loss incurred as a result of these malicious acts. Regulatory Defense and Penalties Data breaches are damaging enough, but they can also result in state and federal investigations and penalties to your business. We’ll cover the costs to manage any investigation as well as any penalties levied against you (subject to applicable law). Crisis Management and Public Relations When an incident occurs, it’s often more than just your data that is damaged. In your time of crisis, we’ll provide and cover the costs of consultants, public relations, and notification services so that you can control the narrative. Funds Transfer Fraud A funds transfer request is sent to your controller by someone pretending to be the CEO. The funds may be out the door, but at least you’re not out of pocket—we’ve got you covered. Reputation Repair When an incident occurs, it’s often more than just your data that is damaged. In your time of crisis, we’ll provide and cover the costs of consultants, public relations, and notification services so that you can control the narrative. Reputation Repair coverage enhances Crisis Management coverage, with expanded coverage for advertising and media purchases and consulting costs to help you preserve customer confidence and protect your brand. Breach Response Services & Costs Incidents happen. When they do, we’re ready to help you recover and maintain the confidence of your customers. We’ll provide expert counsel, and cover the costs of forensics, notification, and incident response efforts to help make you whole. Cyber Extortion A hacker has encrypted all of your files and won’t unlock them until you pay a ransom. Not to worry, we’ll cover the costs to get you up and running again. Reputational Harm Loss Suppose your organization experiences a major security failure, data breach, or cyber extortion incident that becomes public knowledge. Not only will you need to address your security and deal with liability that may arise from the incident, but you may also experience negative press and public relations that could further hurt your business. Reputational Harm Loss coverage protects you by reimbursing the net profit lost as a direct result of an adverse publication about the security incident. Bodily Injury and Property Damage - 1st Party A hacker gains access to an industrial control system or Internet-connected device. The attack may come from cyberspace, but the physical impact is real. We help you recover, by covering your business interruption losses and extra expenses (including tangible property) to restore your business operations to normal. Multimedia Content Liability Thanks to the Internet, any company with a public website is subject to the same exposures and litigation of a traditional media company. We’ll indemnify you against claims for defamation, invasion of privacy, trademark and copyright infringement, and other multimedia wrongful acts. Business Interruption & Extra Expenses A hacker uses a denial of service attack to take down your website. Your cloud provider goes down as the result of a network outage. We not only cover your lost income, but any extra expenses to get your business back online. Computer Replacement A malware infection alters the firmware of your computers. Their integrity may be comprised, but your business won’t be. We cover the costs to repair or replace any affected systems. Bodily Injury and Property Damage - 3rd Party A hacker gains access to an industrial control system or Internet-connected device. The attack may come from cyberspace, but the physical impact is real. We cover the costs of defense and any liability you incur when a failure in your security results in physical damage or injury.