ECBM Employee Benefits Solutions

keep your benefits. cut your costs.

Did you know it’s possible to keep your current employee benefits program and cut your costs? Unlike most brokers who charge a commission and therefore benefit when your rates increase, ECBM’s Employee Benefits Division operates on a Fee-Only basis. Whether you are looking to keep your benefits program the same, or create an entire new program based on your business’ unique needs, you are guaranteed to save money with ECBM.

OLD BROKER MODEL VS. ecbm'S fEE oNLY mODEL

OLD SCHOOL VALUES. FRESH PERSPECTIVE.

Employee Benefits is the second largest expense for most businesses, however many CEOs, CFOs, and HR managers do not purchase and analyze this expense from every possible angle- there are ways to reduce costs aside from plan changes. Do not rely on a commissioned broker whose compensation increases alongside your rising costs. ECBM's dynamic Benefits Team has developed a proprietary in-house analytical approach to design benefits programs to fit your budget, control your costs, and service your employees, all without taking a commission.

How do we do this? We operate on a Fee Only basis, and we leverage our in-house claims department to service our clients, allowing our Benefits Consultants to do what they do best: design the best plan that aligns with your business goals and cuts your costs.

Until 2008, ECBM did not have a benefits department. Thanks to our existing brokerage infrastructure, we were able to hire the best and brightest minds to lend a unique and fresh approach to tackle the rising costs of benefits in a post-healthcare reform business environment. Our team has developed a streamlined process that can be implemented within 30 days, and that is guaranteed to save you money.

ECBM Benefits is built on a 40 year tradition of building & maintaining long-term client relationships with a very strict “client first” focus and philosophy. These simple values act as the underpinnings of everything that we do and guide the direction of our business ventures.

meet brian bernier

Vice President, Benefits Division

Brian joined ECBM in 2011. He is a broker and consultant focusing on cost control and program design to ensure plans run efficiently. Brian is also responsible for benefit plan analysis and new business development.

Brian began his career with Hartford Life in 2006 where he worked on the variable annuity sales desk. Brian then went on to work as an Institutional Sales Analyst for the asset management firm Hirtle Callaghan dealing directly with large account clients of $100M-$4B.

Brian was promoted to Private Equity Analyst and he joined the in-house Private Equity fund-of-funds run by Hirtle Callaghan. He performed in-depth analysis across a range of private equity funds including buyout, debt, real estate, and commodities.

ECBM was looking for individuals with financial expertise and Brian’s background fit their criteria. With the passing of the Affordable Care Act, employee health benefits have become more of a financial equation with analytics and cost-containment playing a key role in plan design for organizations. Brian’s expertise in cost-analysis and solution implementation have become increasingly valuable to clients looking for long-term health solutions for their employees.

Brian has a B.S. in Economics from Pennsylvania State University.

BBernier@ECBM.com

Employee Benefits

keep your benefits. cut your costs.

OLD BROKER MODEL VS. ecbm'S fEE oNLY mODEL

OLD SCHOOL VALUES. FRESH PERSPECTIVE.

what's included with your single fee?

HOW WE DO IT

TELL US ABOUT YOU SO WE CAN HELP!

meet brian bernier

testimonials

ECBM VALUES

EVERY CLIENT’S BUSINESS MATTERS

WHY CHOOSE US?

OUR MISSION STATEMENT

Sign Up For Our Monthly Newsletter:

From Our Blog